Short answer: use it as a starting point, never as your only check. An AI chatbot can sound completely sure of itself and still be wrong about a brand-new scam site.
A fake crypto website called Tronify pretended to offer a cheaper way to send crypto on the TRON network. It asked visitors to connect their crypto wallets, which let the scammers take their funds. According to a fraud investigator who tracked the money, it took about $69,651 from roughly 80 people in September 2026.
The investigator says at least one victim asked Google's Gemini AI chatbot whether the site was safe before using it, and was told it looked fine. Google has not confirmed that conversation, but it does warn that its AI can give inaccurate answers and advises double-checking them.
An AI answer is a second opinion, not proof. When money or a crypto wallet is involved, always check for yourself.
In October 2026, security company Malwarebytes reported phishing emails with hidden text written for AI tools that summarize your inbox. The summary can make a dangerous email sound urgent or legitimate, and one example tried to add a fake "action" telling the reader to change a supplier's payment details. Their advice: don't treat the summary itself as proof, and always confirm payment changes through a contact you already trust.
AI tools are useful helpers. Just don't hand them the final say over your money.
Sources: crypto.news: Google Gemini cited in $69K crypto scam report · Malwarebytes: Phishing emails are baiting your AI assistant
This is one trick out of dozens. The Scam-Proof Playbook covers fake websites, crypto scams, AI-powered tricks, and more, in plain language, with real examples.